How To Cancel Brigit? – Brigit is a popular personal finance management app designed to help users manage their finances and avoid costly overdraft fees. With features like cash advances, credit builder, credit monitoring, and identity theft protection, Brigit offers a subscription-based service to help users stay on top of their financial well-being. However, if you find that the app no longer meets your needs, or you simply wish to stop using the premium features, canceling your Brigit subscription is a straightforward process.\
In this detailed guide, we will walk you through the steps to cancel your Brigit subscription, explain what happens after cancellation, and provide helpful tips for managing your financial tools and options if you choose to switch to the free version. We’ll also cover alternative ways to get support if you encounter issues during the cancellation process.
How To Cancel Brigit?
Now that we’ve covered some of the reasons why you might cancel your Brigit subscription, let’s walk through the process of doing so. If you’ve decided that canceling your Brigit subscription is the best option for you, follow these simple steps to complete the cancellation.
Step 1: Open the Brigit App
The first step is to launch the Brigit app on your mobile device. Whether you’re using an Android or iOS device, the process will be the same once you’re logged in. If you haven’t already, you will need to download the Brigit app from the Google Play Store (for Android) or the App Store (for iOS).
Once the app is open, make sure you’re logged in to your account.
Step 2: Tap on the Profile Icon
Next, you’ll need to tap on the profile icon. This is usually located in the top right corner of the Home screen, where your user details and settings can be accessed. The profile icon might look like a small avatar or a circle with your initials.
Step 3: Navigate to “Account Settings”
Once you’ve tapped on your profile icon, a menu should appear with several options. Look for “Account Settings” in the menu options. This section contains all the settings related to your Brigit account, including your subscription details, personal information, and billing information.
Step 4: Tap on “My Subscription”
In the “Account Settings” section, locate the “My Subscription” option. This is where you’ll find details about your current Brigit subscription, including the plan you’re on and your billing cycle. By tapping on this option, you can access the subscription management page.
Step 5: Select “Cancel & Switch to Free Plan”
Once you’re on the subscription management page, you will see the option to either cancel your subscription or switch to the free plan. To cancel your subscription, select “Cancel & Switch to Free Plan.” This will stop your premium subscription from renewing, and you will be switched to the free version of Brigit.
You’ll likely see a prompt asking you to confirm your decision. Brigit will inform you that, by canceling your subscription, you will lose access to premium features such as Cash Advances, Credit Builder, Credit Monitoring, and Identity Theft Protection. If you’re okay with these changes, proceed with confirming your cancellation.
Step 6: Confirmation Screen
After confirming your cancellation, a confirmation screen will appear. This screen will state that your subscription has been successfully canceled, and you are now on the free version of Brigit. At this point, you no longer need to take any further action, and your premium features will be discontinued.
Tips for Managing Your Finances After Cancellation
If you’ve canceled your Brigit subscription and are now using the free version, there are several strategies you can implement to keep your finances in check:
1. Set Up a Budget
One of the most useful tools available on the free version of Brigit is the budgeting feature. You can set up a monthly budget, track your spending, and set savings goals. By creating and sticking to a budget, you can ensure that you’re staying on top of your financial situation even without the premium features.
2. Monitor Your Credit Separately
Although Brigit’s credit monitoring service is no longer available on the free plan, there are several other services that offer free credit monitoring. Companies like Credit Karma, Experian, and Credit Sesame provide free credit reports and updates. Keeping an eye on your credit score and report is essential for maintaining financial health.
3. Build an Emergency Fund
Without the cash advance feature, it’s more important than ever to have an emergency fund in place. Aim to save at least three to six months’ worth of expenses in a high-yield savings account. This fund will help cover unexpected expenses without relying on credit or loans.
4. Explore Alternative Credit Building Tools
If you were using Brigit’s Credit Builder feature, you can explore other tools and services to help build or improve your credit. Many banks, credit unions, and third-party services offer credit-building products, such as secured credit cards or credit-builder loans.
How to Get Support if You Need Help
If you encounter any issues during the cancellation process, or if you have any questions about switching to the free version, Brigit’s customer support team is available to help. Here’s how to reach them:
- Contacting Brigit’s Customer Support: Brigit offers customer support through several channels, including email, chat, and phone. To contact customer support, go to the “Help” or “Support” section within the app. From there, you can either submit a request or reach out via the available contact methods.
- Use the FAQ Section: Brigit has a comprehensive FAQ section within the app and on its website. If you’re having trouble understanding the cancellation process or need help with another issue, check the FAQs for answers to common questions.
Canceling your Brigit subscription is a simple process that can be done in just a few steps within the app. While you will lose access to premium features like cash advances and credit monitoring, you can still make use of the free version of Brigit, which offers valuable budgeting and spending insights.
If you encounter any issues or need further assistance, Brigit’s customer support team is available to guide you through the cancellation process. By understanding what happens after you cancel and managing your finances carefully, you can continue to stay on top of your financial goals without the need for a premium subscription.